Department of Community Services

Rehabilitation Loan Branch – This branch administers the City's Home Repair Loan program, the Down Payment Loan program, the Sewer Connection Loan program and the Solar Roof Loan program.  Additionally, this branch supports the State and Federal agencies at Disaster Assistance Centers and provides emergency disaster relief loans to rehabilitate properties affected by declared disasters.  Click here for staff directory.

Home Repair Loans – This program provides low interest loans to income-qualified owner-occupant homeowners enabling them to repair their homes to meet basic housing quality standards.  Click here for loan application  (197KB PDF) or click on Schedule of Income Limits for Low and Moderate-Income Households  (18.5KB).  Click on the link below the thumbnail picture for a higher resolution picture.

Before	After
Bathroom before	Bathroom after
Kitchen01 before	Kitchen01 after
Kitchen before	Kitchen after
Carport before	Carport after

Sewer Connection Loan – Provides income-qualified homeowners with low interest loans to pay for the cost of sewer connection.

Solar Roof Water Heating Loans – This program provides financing for the installation of solar water heating systems to homes of income-qualified homeowners. Click here for loan application  (188KB PDF).  Click on the link below the thumbnail picture for a higher resolution picture.

Solar panel

Solar tank

Disaster Assistance Loans – Provides residential repair loans to homeowners adversely affected by a declared disaster.  Funds are used only to correct unsafe or unhealthy conditions caused by a disaster and only utilized after FEMA, State or insurance coverage is applied.

Rules and Regulations for the Rehabilitation Loan Program – Rehabilitation Loan Rules and Regulations.PDF   (451 KB PDF)

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