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            The City’s Department of Community Services has increased the maximum limit of its Housing Rehabilitation Loan program from $80,000 to $150,000.


            These loans allow homeowners to make home repairs, accessibility improvements, and address health and safety issues. Income-qualified owner-occupant applicants may obtain interest-free loans and be allowed to partially defer repayments for the 15-year term of the loan.


            Many of Honolulu’s older homeowners have significant equity in their homes, yet live on limited fixed incomes and often hesitate in making needed repairs. The City’s program offers liberal repayment options to ensure that even those with very limited resources can be assisted.


            “We urge qualified homeowners to seriously consider tapping into this important program to ensure their homes are safe and comfortable as they grow older,” Mayor Hannemann said.


            Hawaii’s older population is growing at a rate faster than most other states. Surveys clearly indicate that most older adults would prefer to live at home, “aging in place,” as opposed to moving to an institution. Having a variety of housing options is highly desirable.  Improvements to the home such as grab bars, widened doorways, non-skid floors and proper lighting provide more options and makes aging in place possible. 


            Funds for the loan program are made available through the U.S. Department of Housing and Urban Development, Community Development Block Grant program.


            Anyone interested in applying for or learning more about the City’s Rehabilitation Loan Program can call the downtown office at 768-7076 or the Kapolei Hale office at 768-3240.




Contact: City Community Services Director Debbie Kim Murikawa, 768-7760.

Friday, August 08, 2008

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